Dick Marsh has developed non-owned global insurer networks and worked within highly developed owned networks. He has traveled extensively, meeting many insurers and intermediaries in their own countries and international forums. He has written and launched several international package products and the software to rate, issue and record them. He has worked in New York, Hong Kong, Singapore, Sydney, and London in his more than forty years in international insurance. He has held underwriting and marketing positions at Chubb, CIGNA Worldwide (now Chubb), Atlantic Mutual, and AIG. He has both launched and purchased insurance companies. His office is in New Bern, North Carolina USA.